Frequently Asked Questions

What is Internet Banking?  
Internet Banking is a convenient way to access your checking and savings accounts without going to the Bank. Think of it as having Guthrie County State Bank available to you from your home or office just by using your personal computer to conduct some of your routine banking -- 24 hours a day, 7 days a week. To access Internet Banking, just visit our web site at http://www.gcsbank.com/, click on access your account and you're on your way.

What Can I Do With Internet Banking?
You can access your checking, savings, line of credit or loans; or you can transfer money between checking, savings, and loans; and you can look at your activity to reconcile your account. You can also use internet banking to pay your bills electronically.

Which Of My Accounts Are Accessible?
You can access information about your checking, savings, CODs, mortgage, home equity, installment loan or line of credit. Account activity is current as of the last posting date.

What Equipment Do I Need?
To access Internet Banking you need a computer with internet access and Netscape 4.0 or higher or Microsoft Internet Explorer 4.0 or higher. Your browser must support 128-bit encryption.

Is This Private and Secure?
Yes it is. Our internet banking has incorporated state-of-the-art security to ensure both privacy and security. You'll access us by using your username and password; communicate with us using data encryption; and your banking -- whether a balance inquiry or funds transfer, will take place in a computer environment employing very sophisticated security technology.

Can I Access Internet Banking Through My Current Internet Service?
Yes. The browsers that our internet banking requires work with most Internet service providers.

Does Internet Banking Work With Quicken and Microsoft Money?
Yes it does. Data can be downloaded to spreadsheets such as Microsoft Excel or Lotus 1-2-3, Quicken or Microsoft Money.
 

What If The System Is Unavailable?
If Internet Banking system is unavailable, then you can try our Telebanker 800 number and conduct your transactions using a touch-tone telephone or contact us using e-mail or our toll free numbers.

Who Do I Contact If I Have Problems Or Questions?
Contact either of our locations using one of our toll free numbers, e-mail or regular mail.

How Do I Get Started?
If you are already signed up, click access your account online from the home page or click on internet banking and then login, then enter your username & password.

If you would like to sign up, come in to one of our locations and complete an Internet Banking Agreement.