At Guthrie County State Bank, we believe that loan decisions made about your personal or business loans should be made locally, by people you trust who are connecting you with the right resources at the right time. We offer a variety of loan products designed to keep your family and your business moving in the right direction and our rates are competitive. If you have questions about our loan products, contact one of our lenders to find out more.

Some of the loan products we offer at Guthrie County State Bank include:


  • Residential real estate
  • Construction
  • Home equity lines of credit
  • New & used cars, campers, travel trailers, boats, motorcycles
  • Personal - secured & unsecured


  • Operating lines of credit
  • Machinery & livestock
  • Farm real estate/mortgage


  • Small Business Administration lines of credit
  • Capital assets
  • Commercial real estate/mortgage

Student Loans

Click here to learn more about student loan options with Iowa Student Loan.