Let Kindness Bloom this May with GCSB & Earn $500 for a Guthrie County Small Business
Local Banking from
Guthrie Center to Panora and Beyond.
Welcome to Guthrie County State Bank
Connecting communities with two west-central Iowa locations
Connect with a small-town Iowa bank that is as much a part of your community as you are. Guthrie County State Bank is proud to provide the towns of Guthrie Center and Panora and the surrounding area with not only exceptional banking but also activities that celebrate and give back to our communities.
Hours
Monday-Friday 9:00 a.m. – 4:30 p.m.
*Drive-up service is available beginning at 8 a.m. daily*
Guthrie Center Location
Panora Location
Save & Earn Accounts
Maintain and gain finances to secure a comfortable future. Explore savings and investment accounts from simple interest-bearing savings to FDIC-insured CDs and more.
55 or better only: GCSB Heritage Club
For customers ages 55 or better, the GCSB Heritage Club is a long-loved membership offering a wide variety of banking benefits, travel opportunities, and social connections to the Guthrie/Panora community.
Mobile & Internet Banking
Enjoy all the benefits of a large bank in your local context with access to your accounts wherever you have an internet connection. Enjoy mobile check deposits, check balance functionality, and more.
Personal and Business Loans
Contact our lenders to inquire about Iowa personal, student, agricultural, or business loans at competitive rates. When making loan decisions, we believe in doing so locally with lenders who dwell and have a stake in your community just like you do.
Recent news from Guthrie County State Bank

Fraud Friday: USPS Texts
Have you ever received a text message supposedly from the United States Postal Service (USPS) – or another package delivery carrier such as FedEx or DHL? These texts may say things like: “Your delivery is on the way,” or “There's a problem with delivery,” or will tell you that you need to confirm shipping details, etc. These messages usually include a link to “fix” the issue or get more information. Here’s the problem: that message probably...
Let Kindness Bloom this May! #GCSBMayDay
Small businesses are the heart of our community, and sometimes they need a little help. That’s where you come in! The...
Welcome to the GCSB Team, Doreen and Douglas!
We’re excited to introduce two talented new Universal Bankers to the GCSB family! Please join us in welcoming Doreen...