Local Banking from
Guthrie Center to Panora and Beyond.
Welcome to Guthrie County State Bank
Connecting communities with two west-central Iowa locations
Connect with a small-town Iowa bank that is as much a part of your community as you are. Guthrie County State Bank is proud to provide the towns of Guthrie Center and Panora and the surrounding area with not only exceptional banking but also activities that celebrate and give back to our communities.
Hours
Monday-Friday 9:00 a.m. – 4:30 p.m.
*Drive-up service is available beginning at 8 a.m. daily*
Guthrie Center Location
Panora Location
Save & Earn Accounts
Maintain and gain finances to secure a comfortable future. Explore savings and investment accounts from simple interest-bearing savings to FDIC-insured CDs and more.
55 or better only: GCSB Heritage Club
For customers ages 55 or better, the GCSB Heritage Club is a long-loved membership offering a wide variety of banking benefits, travel opportunities, and social connections to the Guthrie/Panora community.
Mobile & Internet Banking
Enjoy all the benefits of a large bank in your local context with access to your accounts wherever you have an internet connection. Enjoy mobile check deposits, check balance functionality, and more.
Personal and Business Loans
Contact our lenders to inquire about Iowa personal, student, agricultural, or business loans at competitive rates. When making loan decisions, we believe in doing so locally with lenders who dwell and have a stake in your community just like you do.
Recent news from Guthrie County State Bank

Fraud Friday: Travel Scams
Spring Break is upon us! As many of us prepare to travel, don’t forget to pack your most important tool: your defenses against scammers. During peak vacation times, scammers are not on vacation at all. They’re hard at work taking advantage of travelers, scamming them out of their money and ruining their travel plans. If you’re traveling soon or planning a trip, review these tips: Don’t Fall for “Free”We all love free stuff, but when it comes to...
Behind the Desk: Meet Dale Behrends, Vice President, Guthrie Center Branch
Here at your local bank, we take pride in our people. Our ability to serve the folks of Guthrie County depends on...
Fraud Friday: Keeping Kids Safe from Scams
Let’s face it — kids navigate technology better than many adults. However, that doesn’t necessarily mean they know how...