Join us for our Christmas Open House on Friday, December 12 from 9am-3pm at both branches!
Local Banking from
Guthrie Center to Panora and Beyond.
Welcome to Guthrie County State Bank
Connecting communities with two west-central Iowa locations
Connect with a small-town Iowa bank that is as much a part of your community as you are. Guthrie County State Bank is proud to provide the towns of Guthrie Center and Panora and the surrounding area with not only exceptional banking but also activities that celebrate and give back to our communities.
Hours
Monday-Friday 9:00 a.m. – 4:30 p.m.
*Drive-up service is available beginning at 8 a.m. daily*
Guthrie Center Location
Panora Location
Save & Earn Accounts
Maintain and gain finances to secure a comfortable future. Explore savings and investment accounts from simple interest-bearing savings to FDIC-insured CDs and more.
55 or better only: GCSB Heritage Club
For customers ages 55 or better, the GCSB Heritage Club is a long-loved membership offering a wide variety of banking benefits, travel opportunities, and social connections to the Guthrie/Panora community.
Mobile & Internet Banking
Enjoy all the benefits of a large bank in your local context with access to your accounts wherever you have an internet connection. Enjoy mobile check deposits, check balance functionality, and more.
Personal and Business Loans
Contact our lenders to inquire about Iowa personal, student, agricultural, or business loans at competitive rates. When making loan decisions, we believe in doing so locally with lenders who dwell and have a stake in your community just like you do.
Calculate your next steps in big financial decisions
Utilize Guthrie County State Bank’s free online calculators to create a personal budget, estimate your savings and earnings potential, get a ballpark answer on how much of an asset you can afford, and more.
Recent news from Guthrie County State Bank
Join us for our Christmas Open House
We look forward to seeing many of you at our annual Christmas Open House on Friday, December 12 from 9am–3pm at both locations! Come in for refreshments, pick up your 2026 calendar, and enter for a chance to win a ham or turkey! In the spirit of the season, we’re giving away even more this year — 5 turkeys and 5 hams at each branch! Thank you for being part of the GCSB community!
400 Tissue Boxes Donated!
We’re excited to share the results of this year’s Tower of Tissue Drive! Nearly 200 boxes were donated — and with GCSB...
Simple Ways to Help Teens Protect Their Devices
Teens use their phones, tablets, and laptops for almost everything — schoolwork, games, videos, and staying connected...