Local Banking from
Guthrie Center to Panora and Beyond.
Welcome to Guthrie County State Bank
Connecting communities with two west-central Iowa locations
Connect with a small-town Iowa bank that is as much a part of your community as you are. Guthrie County State Bank is proud to provide the towns of Guthrie Center and Panora and the surrounding area with not only exceptional banking but also activities that celebrate and give back to our communities.
Hours
Monday-Friday 9:00 a.m. – 4:30 p.m.
*Drive-up service is available beginning at 8 a.m. daily*
Guthrie Center Location
Panora Location
Save & Earn Accounts
Maintain and gain finances to secure a comfortable future. Explore savings and investment accounts from simple interest-bearing savings to FDIC-insured CDs and more.
55 or better only: GCSB Heritage Club
For customers ages 55 or better, the GCSB Heritage Club is a long-loved membership offering a wide variety of banking benefits, travel opportunities, and social connections to the Guthrie/Panora community.
Mobile & Internet Banking
Enjoy all the benefits of a large bank in your local context with access to your accounts wherever you have an internet connection. Enjoy mobile check deposits, check balance functionality, and more.
Personal and Business Loans
Contact our lenders to inquire about Iowa personal, student, agricultural, or business loans at competitive rates. When making loan decisions, we believe in doing so locally with lenders who dwell and have a stake in your community just like you do.
Recent news from Guthrie County State Bank

Heritage Club Quarterly Newsletter – Q1 2025
Browse the Q1 issue of the Heritage Club newsletter featuring: First Quarter Social Event: March 18 Q1 Recipe Heritage Club Registration Deadlines From the Desk of Gayle Shackelford Upcoming Dates to Remember Read the newsletter: https://www.gcsbank.com/wp-content/uploads/2025/02/Q1-2025-Issue.pdf
Fraud Friday: IRS Impostors
Have you been contacted recently by someone claiming to be the IRS (Internal Revenue System)? Be careful. IRS impostor...
The Ultimate Guide to Protecting Yourself from Identity Theft
In honor of Identity Theft Awareness Week this week, your friends here at Guthrie County State Bank have put together...