Let Kindness Bloom this May with GCSB & Earn $500 for a Guthrie County Small Business
Local Banking from
Guthrie Center to Panora and Beyond.
Welcome to Guthrie County State Bank
Connecting communities with two west-central Iowa locations
Connect with a small-town Iowa bank that is as much a part of your community as you are. Guthrie County State Bank is proud to provide the towns of Guthrie Center and Panora and the surrounding area with not only exceptional banking but also activities that celebrate and give back to our communities.
Hours
Monday-Friday 9:00 a.m. – 4:30 p.m.
*Drive-up service is available beginning at 8 a.m. daily*
Guthrie Center Location
Panora Location
Save & Earn Accounts
Maintain and gain finances to secure a comfortable future. Explore savings and investment accounts from simple interest-bearing savings to FDIC-insured CDs and more.
55 or better only: GCSB Heritage Club
For customers ages 55 or better, the GCSB Heritage Club is a long-loved membership offering a wide variety of banking benefits, travel opportunities, and social connections to the Guthrie/Panora community.
Mobile & Internet Banking
Enjoy all the benefits of a large bank in your local context with access to your accounts wherever you have an internet connection. Enjoy mobile check deposits, check balance functionality, and more.
Personal and Business Loans
Contact our lenders to inquire about Iowa personal, student, agricultural, or business loans at competitive rates. When making loan decisions, we believe in doing so locally with lenders who dwell and have a stake in your community just like you do.
Recent news from Guthrie County State Bank

Fraud Friday: Unpaid Tolls
Long are the days of manned toll booths where you can just cough up loose change to the toll booth worker. The majority of U.S. tolls now utilize an electronic system that reads your license plate and sends you a bill in the mail, prompting you to pay online. Unfortunately, anything electronic comes with the risk of scammers. Unpaid toll scams have been on the rise lately. Here is what you need to watch out for to avoid this new type of toll...
Fraud Friday: USPS Texts
Have you ever received a text message supposedly from the United States Postal Service (USPS) – or another package...
Behind the Desk with Matt Pearey, Relationship Manager, Guthrie Center Branch
Since joining Guthrie County State Bank in 2015, Matt Pearey has been dedicated to helping customers achieve their...