Local Banking from
Guthrie Center to Panora and Beyond.
Welcome to Guthrie County State Bank
Connecting communities with two west-central Iowa locations
Connect with a small-town Iowa bank that is as much a part of your community as you are. Guthrie County State Bank is proud to provide the towns of Guthrie Center and Panora and the surrounding area with not only exceptional banking but also activities that celebrate and give back to our communities.
Hours
Monday-Friday 9:00 a.m. – 4:30 p.m.
*Drive-up service is available beginning at 8 a.m. daily*
Guthrie Center Location
Panora Location
Save & Earn Accounts
Maintain and gain finances to secure a comfortable future. Explore savings and investment accounts from simple interest-bearing savings to FDIC-insured CDs and more.
55 or better only: GCSB Heritage Club
For customers ages 55 or better, the GCSB Heritage Club is a long-loved membership offering a wide variety of banking benefits, travel opportunities, and social connections to the Guthrie/Panora community.
Mobile & Internet Banking
Enjoy all the benefits of a large bank in your local context with access to your accounts wherever you have an internet connection. Enjoy mobile check deposits, check balance functionality, and more.
Personal and Business Loans
Contact our lenders to inquire about Iowa personal, student, agricultural, or business loans at competitive rates. When making loan decisions, we believe in doing so locally with lenders who dwell and have a stake in your community just like you do.
Recent news from Guthrie County State Bank

Fraud Friday: Jury Duty Scams
Being summoned for jury duty can seem like an inconvenience to some — and scammers are trying to make it even more cumbersome. Here’s what to watch out for when it comes to common jury duty scams. Jury duty is a serious responsibility. If you don’t show up or respond, you could be faced with fines, court hearings, or even jail time. Scammers take advantage of the seriousness of the situation by calling and emailing you to scare you into...
Behind the Desk with Brandon Monaghan, Chief Risk Officer, Guthrie Center Branch
Getting to Know BrandonSince joining Guthrie County State Bank in 2008, Brandon Monaghan has been a key player in...
Fraud Friday: Signs of a Scam
While scams take many shapes and forms, there are usually a few tell-tale signs you should be aware of. For this...