$50 for you & $50 for a friend – Refer a Friend to GCSB today!
Local Banking from
Guthrie Center to Panora and Beyond.
Welcome to Guthrie County State Bank
Connecting communities with two west-central Iowa locations
Connect with a small-town Iowa bank that is as much a part of your community as you are. Guthrie County State Bank is proud to provide the towns of Guthrie Center and Panora and the surrounding area with not only exceptional banking but also activities that celebrate and give back to our communities.
Hours
Monday-Friday 9:00 a.m. – 4:30 p.m.
*Drive-up service is available beginning at 8 a.m. daily*
Guthrie Center Location
Panora Location
Save & Earn Accounts
Maintain and gain finances to secure a comfortable future. Explore savings and investment accounts from simple interest-bearing savings to FDIC-insured CDs and more.
55 or better only: GCSB Heritage Club
For customers ages 55 or better, the GCSB Heritage Club is a long-loved membership offering a wide variety of banking benefits, travel opportunities, and social connections to the Guthrie/Panora community.
Mobile & Internet Banking
Enjoy all the benefits of a large bank in your local context with access to your accounts wherever you have an internet connection. Enjoy mobile check deposits, check balance functionality, and more.
Personal and Business Loans
Contact our lenders to inquire about Iowa personal, student, agricultural, or business loans at competitive rates. When making loan decisions, we believe in doing so locally with lenders who dwell and have a stake in your community just like you do.
Calculate your next steps in big financial decisions
Utilize Guthrie County State Bank’s free online calculators to create a personal budget, estimate your savings and earnings potential, get a ballpark answer on how much of an asset you can afford, and more.
Recent news from Guthrie County State Bank
Beware of Back Tax Phone Scams
Scammers frequently impersonate government agencies to intimidate people into paying money they don’t actually owe. One of the most common versions of this scheme involves phone calls claiming you owe back taxes and must act immediately to avoid serious consequences. These calls can sound convincing, but knowing how legitimate tax agencies communicate can help you spot a scam before any damage is done. How Back Tax Scams WorkYou may receive an...
A Souper Way to Give Back: GCSB’s 2026 Souper Bowl Drive
Each year, our community comes together in a simple but meaningful way to support local families—and this Souper Bowl...
Watch for Scams During Medicare Open Enrollment
Each year, the Medicare Open Enrollment period (October 15 to December 7) gives everyone eligible a chance to review...