Local Banking from
Guthrie Center to Panora and Beyond.
Welcome to Guthrie County State Bank
Connecting communities with two west-central Iowa locations
Connect with a small-town Iowa bank that is as much a part of your community as you are. Guthrie County State Bank is proud to provide the towns of Guthrie Center and Panora and the surrounding area with not only exceptional banking but also activities that celebrate and give back to our communities.
Hours
Monday-Friday 9:00 a.m. – 4:30 p.m.
Saturday 8:00 a.m. – 11 a.m Drive thru only.
*Drive-up service is available beginning at 8 a.m. daily*
Guthrie Center Location
Panora Location
Save & Earn Accounts
Maintain and gain finances to secure a comfortable future. Explore savings and investment accounts from simple interest-bearing savings to FDIC-insured CDs and more.
55 or better only: GCSB Heritage Club
For customers ages 55 or better, the GCSB Heritage Club is a long-loved membership offering a wide variety of banking benefits, travel opportunities, and social connections to the Guthrie/Panora community.
Mobile & Internet Banking
Enjoy all the benefits of a large bank in your local context with access to your accounts wherever you have an internet connection. Enjoy mobile check deposits, check balance functionality, and more.
Personal and Business Loans
Contact our lenders to inquire about Iowa personal, student, agricultural, or business loans at competitive rates. When making loan decisions, we believe in doing so locally with lenders who dwell and have a stake in your community just like you do.
Recent news from Guthrie County State Bank

Thinking about starting a small business?
Calling all local aspiring entrepreneurs! We’re pleased to share that we’re hosting a free seminar on Wednesday, September 13 called “Starting a Small Business.” This is a perfect opportunity for folks who have a great idea for a small business and are ready to learn about next steps. Maybe you don’t quite have a plan yet, but you know you’re curious about what life is like as a small business owner. If this sounds like you, join us at the...
Top-of-the-line security for your online transactions
Our highest priority here at Guthrie County State Bank is keeping your account safe and secure with the latest...
Fraud Friday: 3 ways to avoid subscription traps and deceptive free trials
This Fraud Friday we’re discussing a slightly more subtle, insidious scheme that’s plaguing customers: predatory...