GROW WITH US: Expanding our Ag Team – Apply Today!
Local Banking from
Guthrie Center to Panora and Beyond.
Welcome to Guthrie County State Bank
Connecting communities with two west-central Iowa locations
Connect with a small-town Iowa bank that is as much a part of your community as you are. Guthrie County State Bank is proud to provide the towns of Guthrie Center and Panora and the surrounding area with not only exceptional banking but also activities that celebrate and give back to our communities.
Hours
Monday-Friday 9:00 a.m. – 4:30 p.m.
*Drive-up service is available beginning at 8 a.m. daily*
Guthrie Center Location
Panora Location
Save & Earn Accounts
Maintain and gain finances to secure a comfortable future. Explore savings and investment accounts from simple interest-bearing savings to FDIC-insured CDs and more.
55 or better only: GCSB Heritage Club
For customers ages 55 or better, the GCSB Heritage Club is a long-loved membership offering a wide variety of banking benefits, travel opportunities, and social connections to the Guthrie/Panora community.
Mobile & Internet Banking
Enjoy all the benefits of a large bank in your local context with access to your accounts wherever you have an internet connection. Enjoy mobile check deposits, check balance functionality, and more.
Personal and Business Loans
Contact our lenders to inquire about Iowa personal, student, agricultural, or business loans at competitive rates. When making loan decisions, we believe in doing so locally with lenders who dwell and have a stake in your community just like you do.
Recent news from Guthrie County State Bank

GCSB Employee Spotlight: Chris Carlson
Behind the Desk with Chris Carlson, Credit & Financial Analyst, Guthrie Center Branch Finding His Way to GCSB Chris Carlson’s journey to Guthrie County State Bank started with a practical decision—his commute. After 14 years working for a larger bank in Des Moines while living in west-central Iowa, he needed to be closer to home as his kids became more involved in activities. As he’s been heard to say, “It’s one of the best decisions I’ve...
Fraud Friday: Top Summer Scams
As temperatures rise, so do certain types of scams. Here are three scams to watch out for this summer. 1. Moving Scams...
Grow with Us: Expanding Our Ag Team – APPLY TODAY!
Guthrie County State Bank is expanding our Ag Lending Team! As a pillar of the Guthrie Center and Panora communities,...