Local Banking from
Guthrie Center to Panora and Beyond.
Welcome to Guthrie County State Bank
Connecting communities with two west-central Iowa locations
Connect with a small-town Iowa bank that is as much a part of your community as you are. Guthrie County State Bank is proud to provide the towns of Guthrie Center and Panora and the surrounding area with not only exceptional banking but also activities that celebrate and give back to our communities.
Hours
Monday-Friday 9:00 a.m. – 4:30 p.m.
Saturday 8:00 a.m. – 11 a.m Drive thru only.
*Drive-up service is available beginning at 8 a.m. daily*
Guthrie Center Location
Panora Location
Save & Earn Accounts
Maintain and gain finances to secure a comfortable future. Explore savings and investment accounts from simple interest-bearing savings to FDIC-insured CDs and more.
55 or better only: GCSB Heritage Club
For customers ages 55 or better, the GCSB Heritage Club is a long-loved membership offering a wide variety of banking benefits, travel opportunities, and social connections to the Guthrie/Panora community.
Mobile & Internet Banking
Enjoy all the benefits of a large bank in your local context with access to your accounts wherever you have an internet connection. Enjoy mobile check deposits, check balance functionality, and more.
Personal and Business Loans
Contact our lenders to inquire about Iowa personal, student, agricultural, or business loans at competitive rates. When making loan decisions, we believe in doing so locally with lenders who dwell and have a stake in your community just like you do.
Recent news from Guthrie County State Bank

Fraud Friday: 4 ways to protect yourself against MetaMask and PayPal phishing scams
You’re probably familiar with phishing scams, wherein impostors email or text you attempting to steal your passwords, account numbers, or Social Security numbers. When they succeed in getting this information, they may then gain access to your email, bank, or other accounts, or sell your information to others. Every day, scammers enact thousands of phishing schemes like these, and unfortunately, they often succeed— because they’re clever at...
Help our local schools & you could win!
Our community is working to build a Tower of Tissue! Let's stock the shelves at our schools with tissue to be used by...
Fraud Friday: 7 ways to spot and dodge card skimmers
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