Business Savings Accounts

It’s our business to help you safeguard yours

No matter if you’ve just opened a brand new LLC or have been in business for decades, GCSB business savings options offer flexibility to fit any need.

Contact Us

Business savings accounts

Essential Savings

A basic account, utilize your Essential Savings to build up padding for business purchases, emergencies, or unforeseen expenses.

Details

  • $200 minimum opening deposit
  • Earn interest with $2,500 average daily balance
  • Six fee-free debit transactions per month
  • Maintain a $200 average balance to avoid a $10 service charge per month
  • Interest paid quarterly based on average balance per quarter
  • ATM card for $1 a month

Emerging Savings for Business

For local business owners who have accrued a higher savings balance, open or convert your savings into an Emerging Savings account with GCSB. Emerging Savings account owners gain a higher interest rate than Essential Savings account owners.

Details

  • $2,500 minimum opening deposit
  • Maintain a $2,500 minimum balance to earn interest
  • Six fee-free debit transactions per month
  • Maintain a $2,500 average balance to avoid a $10 service charge per month.
  • Interest paid quarterly based on average balance per quarter

  • ATM card for $1 a month

 

Edge Money Market Savings for Business

Made to help local Guthrie County business owners save money and earn interest, the Edge Money Market Savings account boasts flexibility and competitive interest rates.

Details

  • $10,000 minimum opening deposit
  • Six fee-free debit transactions per month
  • Tiers for interest of $10,000-$25,0000; $25,000-$50,000; $50,000+
  • Maintain $10,000 average balance to avoid $20 service charge each month
  • ATM card/checks optional
  • ATM card $1 a month

 

Elite Money Market Savings for Business

 A step up from the Edge Money Market account, this account is for GCSB customers holding a higher account balance.

Details

  • Must also have a primary checking account, debit card, and online banking with GCSB
  • Free ATM Card
  • No service fees or activity fees
  • Monthly and quarterly statements
  • $50,000 minimum opening deposit
  • ATM card/checks optional
  • Balances exceeding 50k earn interest

 

Establish your local business with additional GCSB services

Business Loans
Business Checking Accounts
Direct Deposit Services