Personal Loans

Keep your Loans Local with
Guthrie County State Bank

When it comes to making a decision about a personal loan, it is best to do so with people you trust. What better option is there than to do this locally with those in your community? Reach out to our team to get connected with the right resources at the right time, and move forward with your financial goals.

Personal Loan Products

Home Mortgage Loans

Whether your first home or your third, or simply refinancing your mortgage, residential real estate loans should be made on terms that best fit your lifestyle and your budget. With a relationship manager you know and trust, you can minimize the investment of time and energy  in applications and paperwork while maximizing your ability to enjoy your home!

Consumer Construction Loans

Help to finance your dream house with a construction loan through your Guthrie County State Bank relationship manager. Offering competitive rates and thoroughly assessing the credit of your preferred construction contractor, you can rest assured your building process goes smoothly.

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Home Equity Lines of Credit

Equip yourself with extra money to cover expenses from home improvements, debt consolidation, and more. Home equity lines of credit can provide you with opportunities to move forward with competitive rates.

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Student Loans

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

  • Loans for college students.
  • A loan option for parents and family members who wish to borrow on behalf of a college student.
  • Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending’s offerings on their website.

Please note:

  • All loans offered by ISL Education Lending are subject to credit approval.
  • Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

*Guthrie County State Bank is compensated by ISL Education Lending for the referral of student loan customers

Learn More about ISL Education’s Lending Offering on their Website

Vehicle Loans

Work with your local relationship manager to construct a vehicle loan and get you where you need to go. While delaying the purchase of a vehicle isn’t always feasible, a car loan from GCSB can offer competitive rates and a trusted partnership with your relationship manager. Not looking to buy a car? Vehicle loans may also be secured for new or used campers, travel trailers, boats, and motorcycles. Contact us to learn more about your loan options through Guthrie County State Bank.

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Time period

The information and analysis provided by these calculators is for illustrative purposes only. The figures shown are theoretical and may not be applicable in all situations. Consult a financial professional prior to relying on the results. The accuracy of the calculated results is not guaranteed and is intended for illustrative purposes only.

Learn more about interest rates.

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