Additional Services – Business

Additional perks for all GCSB customers

ACH Organization Services

Effectively manage your payables and receivables process through Direct Deposit or Direct Payment with ACH organization services from Guthrie County State Bank. Appropriate for a company of any size, streamline your process and gain dozens of benefits

Direct deposit benefits

  • Process payroll quickly (same-day processing)
  • Eliminate manual check preparation
  • Simple dispute resolution process with transaction tracing
  • No travel to a bank needed
  • Split Deposit capabilities

Direct payment benefits

  • Make and receive same-day payments
  • Frees up time, money, and energy
  • Easy reconciliation and reporting for better cash flow management
  • Electronic payment collection saves administrative costs
  • Provides customers with fast payment options resulting in fewer missed or late payments
  • Saves paper
  • Decreased risk of fraud and identity theft

Bonus Benefit for Business Accounts: Remote Deposit Capture

Guthrie County State Bank business clients can take advantage of our remote deposit capture service to deposit checks quickly, easily, and on a secure platform.

Benefits for your Business

  • Reduce costs associated with manual efforts
  • Provide the convenience of a later deposit cutoff time
  • Eliminate posting errors
  • Save time by eliminating the need to make regular trips to the bank to deposit checks
  • Work at your convenience. Deposit deadline for same day ledger credit extended to 6:00 p.m. Central Time, enabling you to process deposits after hours
  • Reduce errors. Deposits are validated and balanced when documents are scanned
  • Consolidate redundant operations, streamlining your deposit reconciliation process
  • Reduce costs. Centralized deposits may result in larger balances to offset fees
  • Deposit funds into a single account, eliminating time-intensive concentration efforts
  • Streamline deposit preparation and delivery
  • Enable your employees to spend more time taking care of your customers
  • Deliver your deposits to us through a secure electronic connection

Save Money on Credit Card Processing

Valuable Benefits

• State-of-the-art, contactless chip terminal – Yours to use at no additional cost as long as you process through Professional Solutions.
• Low rates – Professional Solutions offers low processing rates and fees.
• No hidden fees – You’ll know all program details upfront and won’t pay any application, setup or unnecessary fees.
• Fast & easy setup – Equipment is sent ready to plug in and use.
• Keep more of your profits – Your money stays in your account until month end.
• Courteous, reliable service – 24/7 technical support and industry experts to answer your questions.
 Processing to suit your needs – Debit card transactions, check processing, gift card redemption, mobile processing, contactless payments and more.

Take the $100 Challenge

• Send last month’s credit card processing statement for a no-obligation saving comparison.
• Professional Solutions will analyze it and you’ll receive a side-by-side comparison vs. your current rates and fees.
• You collect $100 if Professional Solutions can’t meet or beat your current program’s pricing.