Avoid Holiday Shopping Scams
The holiday season brings great deals, gift-giving, and… unfortunately, a big spike in scams. Criminals know people are shopping online more this time of year, and they take advantage with fake websites, bogus shipping notices, and too-good-to-be-true social media ads. A little caution now can save you from a frustrating (and expensive) surprise later.
Here are a few common scams to watch for — and ways to protect yourself:
1. Fake Online Stores
Scammers create websites that look like real retailers or advertise unbelievable discounts on social media. After you pay, the item never arrives — or you get a cheap knockoff.
Stay safe:
• If the price seems impossible, it probably is.
• Check reviews outside the brand’s website.
• Look for secure payment indicators (like “https” and the lock icon).
2. “Your Package Is Delayed” Texts
Scammers often send fake shipping alerts that look like UPS, USPS, Amazon, or FedEx. The link leads to a site that steals your personal information or credit card details.
Stay safe:
• Don’t click links in unexpected texts or emails.
• Track packages only through retailer accounts or the shipper’s official website.
3. Gift Card Payment Scams
No legitimate business or organization will ever ask you to pay with a gift card. Scammers push this method because the money can’t be traced or recovered once it’s used.
Stay safe:
• Never buy gift cards on demand from someone claiming to be a bank, retailer, government agency, or utility.
• Hang up the phone or delete the message — it’s a scam.
4. Fake Order Confirmations
Emails that look like Amazon, Target, or Walmart may claim there’s a problem with your order and ask you to “verify your account.”
Stay safe:
• Go directly to your account through the retailer’s app or website — never through the email link.
• Look for spelling mistakes or strange sender addresses.
5. Make Sure You’re Shopping on a Secure Network
Holiday travel often means connecting to public Wi-Fi. Scammers can intercept your data on unsecured networks.
Stay safe:
• Avoid entering payment information on public Wi-Fi.
• Use your mobile data or a hotspot instead.
A safer season starts with a few smart habits
Holiday scams move fast — but so does a quick review of your accounts. Use GCSB’s mobile app to monitor transactions and set alerts that notify you of activity. If something doesn’t look right, contact GCSB right away. We’re here to help!