Understanding how identity theft happens and knowing what steps to take can make a significant difference in protecting yourself and your finances.
How Identity Theft Happens
Identity theft doesn’t always start with a large data breach. In many cases, scammers collect personal information gradually through phishing emails, fake phone calls, text messages, social media messages, or fraudulent websites. Even small details can be combined to impersonate someone convincingly.
Common tactics include messages that appear to come from trusted organizations, requests to “verify” information, or links that lead to fake login pages designed to steal credentials.
Signs Your Identity May Be at Risk
Identity theft often goes unnoticed at first. Warning signs may include unfamiliar charges on your accounts, bills for services you didn’t sign up for, credit inquiries you don’t recognize, or notifications about changes you didn’t request.
Reviewing bank statements and credit activity regularly can help you catch suspicious activity early.
Steps You Can Take to Protect Yourself
Protecting your identity starts with everyday habits. Use strong, unique passwords for financial and personal accounts, and enable multi-factor authentication when available. Be cautious about sharing personal information, especially in response to unsolicited calls, emails, or texts.
Avoid clicking links or downloading attachments from unexpected messages, even if they appear to come from a trusted source. When in doubt, go directly to the organization’s official website or contact them using a phone number you trust.
What to Do If You Suspect Identity Theft
If you believe your personal information has been compromised, act quickly. Secure your accounts, change passwords, and monitor activity closely. Taking prompt action can help limit further misuse of your information.
If you notice unusual activity involving your GCSB accounts, contact us right away. We’re here to help you protect your finances and navigate next steps.
Staying Alert Makes a Difference
Scammers constantly adapt their tactics, which is why staying informed is one of the most effective ways to protect yourself. Taking time to verify requests and trusting your instincts can prevent long-term financial and emotional stress.
GCSB is committed to helping you stay informed and protected. If something doesn’t feel right, reach out — we’re always here to help.