Scammers often take advantage of tax season by sending messages that appear to come from the IRS or a tax preparation service. These messages may claim you’re owed a refund, that there’s an issue with your return, or that action is needed to receive your money.
While these messages can look legitimate, they are a common scam designed to steal personal and financial information.
How These Scams Typically Work
You may receive an unexpected text message or email claiming your tax refund is ready, delayed, or requires confirmation. The message often includes a link and instructions to click quickly to avoid missing out on your refund.
These scams rely on urgency and curiosity. The goal is to get you to click a link that leads to a fake website or prompts you to enter sensitive information such as Social Security numbers, banking details, or login credentials.
Be cautious if a message:
- Arrives unexpectedly and mentions a tax refund
- Includes links asking you to verify information or claim money
- Pressures you to act quickly
- Comes from an unfamiliar sender or address
The IRS does not initiate contact by text or email regarding tax refunds. Official communication typically begins through mailed notices, and you will not be asked to click links or provide personal information through unsolicited messages.
If you are unsure about the status of your refund, it’s best to check directly through official tax websites or trusted tax preparation services rather than responding to a message.
Stay Safe
If you receive a text or email about a tax refund that you weren’t expecting, do not click the link or reply. Delete the message and verify your refund status using official sources you trust.
If you accidentally clicked a link or shared information, take action right away by securing your accounts and monitoring for suspicious activity.
Pause Before You Click
Scammers count on quick reactions. Slowing down, questioning unexpected messages, and verifying information independently can prevent financial loss and identity theft.
Fraud prevention starts with awareness, and GCSB is committed to helping you stay informed and protected. If something doesn’t feel right, reach out — we’re here to help.