Getting a call that says you’ve won a prize might sound exciting. But if it’s for a contest you don’t remember entering, it’s almost certainly a scam. Instead of getting a prize, you could lose money or compromise your personal information.
Here’s how these scams typically work. You receive an unexpected call, email, or message claiming you’ve won something valuable — such as a car, a vacation, a large cash prize. The scammer may even say they’re from a well-known company to sound legitimate. But before you can claim your “winnings,” they tell you to pay fees for taxes, shipping, or processing. That’s a red flag.
Legitimate prizes don’t require upfront payment. If you’re asked to pay in order to receive the prize, it’s a scam.
Here’s how to protect yourself:
- Slow down. Scammers create urgency, saying the offer is limited or you must act immediately. Take a step back before responding.
- Remember: true prizes are free. You should never have to pay fees to claim a legitimate prize.
- Verify the source. Search for the company or contest online with words like “scam,” “review,” or “complaint.” If it’s real, you should be able to easily verify it on your own.
- Be cautious with personal information. Scammers may also try to collect sensitive details like your bank account or Social Security number.
If someone tells you that you’ve won a prize, think twice. Trust your instincts if anything feels off. It’s better to walk away than risk losing money. If you encounter a scam, don’t hesitate to reach out to us at Guthrie County State Bank.